This study considers what lessons might be learned from the cassava value chain in the context of CTA’s interest in the potentials of: digital financial services for agriculture, such as mobile payments for farmers’ products; other payment streams for financial inclusion of farmer; index based insurance services;  digital services to support access to loans and credits. This research provides a comprehensive market study of cash usage behavioural practices and financial literacy among cassava farmers in Ghana and Nigeria.

The publication reviews forty years of development experience and concludes that donors and partner countries alike have tended to look at capacity development as mainly a technical process, or as a transfer of knowledge or institutions from North to South.