Mobile phone based money services have spread rapidly in many developing countries. We analyze micro level impacts using panel data from smallholder farmers in Kenya. Mobile money use has a large positive net impact on household income. One important pathway is through remittances, which contribute to income directly but also help to reduce risk and liquidity constraints, thus promoting agricultural commercialization. Mobile money users apply more purchased inputs, market a larger proportion of their output, and have higher farm profits.

These recommendations are a compilation of 2 regional studies at sub-Saharan Africa level which focused on research and technology transfer in the field of rainwater harvesting irrigatio nmanagement on one hand (section 3), and effective policy recommendations on the use of rainwater for off-season small-scale irrigation on the other (section 4). The regional studies upon which this transnational study is based come from the analysis of national studies in Ethiopia, Kenya, Mozambique and Zimbabwe.